Good feedback All!
To answer the question why create a droplet to insert a droplet, for me it is for jquery presets I create for client projects and ease of use.
The presets are droplets, but have no way to be inserted, you have to remember the droplet and prams and manually type it in (unless I'm missing something)...yet we have a complete droplet system to insert droplets, with comments as how to use them. So, my post was essentially a way to use the droplet system for jquery (or other) presets.
Since I'm on this topic, if the droplet function was modified to search for existing droplet presets and include them in the droplet dropdown when inserting, it would avoiding having to do what I am doing here!
Anyhow, thanks for the help! I got it working as dbs explained...